I may have a reason for this crash in one user account/machine and not another.
The FTN95 function browse_for_folder1@ uses the shell function SHBrowseForFolder as its base. The MSDN documentation says that from Vista on, it is best to use IFileDialog.
From Stack Overflow, the reason is the complexity of the folder dialog (many items) can cause the control to crash or yield 'odd results'. Indeed, the dialog visually appears to act a bit differently when invoked from different user/machine accounts.
Working on a temporary (?) solution....